In this episode, we sit down with Muthiah Sivalingam, Head of Product at audax, to explore how traditional banks are reinventing themselves in the digital-first world. With over 20 years of experience in the banking industry, Muthiah shares how audax empowers financial institutions to modernize, scale, and adapt quickly to the changing demands of consumers and businesses.

Join us as we uncover how banks can break free from legacy systems and leverage modular, API-first solutions to deliver more personalized, flexible banking experiences. With insights into embedded finance, Banking-as-a-Service (BaaS), and digital transformation, Muthiah offers actionable strategies for executives and innovators navigating the future of finance.

TIMESTAMPS

00:00 – Intro

01:42 – How audax Fills the Fintech Innovation Gap

04:33 – From Pain Points to Priorities: Lessons from SC Ventures

08:36 – audax’s Approach to Scalable, API-First Banking Across Markets

12:35 – Breaking the Legacy Barrier: Reinventing Banking through Modernisation

19:29 – What’s Next for BFSI in Southeast Asia?

26:27 – How to Build High-Performing Product Teams That Ship and Scale

29:42 – What Do Legacy Banks Risk if They Don’t Act Fast?

► Watch video: https://youtu.be/CCGYVB4FAjY

► Listen in audio on Apple Podcasts: https://podcasts.apple.com/us/podcast/ctrl-shifter-podcast/id1824162919

#CtrlShifterPodcast #DigitalBanking #API #BaaS #EmbeddedFinance #TechLeadership #BankingReinvention #Innovation #SmartDev #financialtech

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A special thanks to Muthiah Sivalingam and audax for sharing his valuable insights into the future of banking and financial services.

audax is a plug-and-play digital banking platform that empowers banks and financial institutions to rapidly scale and modernise at speed. audax offers Banking-as-a-Service (BaaS), digital banking, and embedded finance solutions, enabling seamless integration with existing systems to reduce operational complexity, accelerate time-to-market, and support scalable, compliant, and innovative banking services across Asia and the Middle East. By driving digital transformation, audax enables banks to create new revenue streams and serve underserved customer segments while supporting alternative digital banking business models.

► Learn more about audax: https://audax.io

► Muthiah Sivalingam's LinkedIn: https://www.linkedin.com/in/broccoli/

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