Experts in the world of finance are understandably hesitant about cryptocurrencies. Recommending them, or being a proponent of crypto could be a liability for them. So many financial experts have built their careers on recommending stocks, bonds, and precious metals. Recommending crypto is for many of them out of the question. Some have changed their view, but others are still skeptical.  There are worthless cryptos in the market, and novice investors and crypto speculators are or will lose money so we do need voices of reason. Education is your best protection. Understand where FUD is coming from, but make your own investment decisions based on the knowledge you acquire.