I was $300,000 in debt including student loans and mortgages, living a lifestyle way above my means. Three years later my family had paid off all of it including our house! Now that I'm 100% DEBT FREE (that's right no credit cards, car payments or debt of any kind), I'm on a mission to build a community of people who are ready to crush their money goals. This isn't your regular finance show - we're here to have fun and learn about life any money together. Welcome!
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I was $300,000 in debt including student loans and mortgages, living a lifestyle way above my means. Three years later my family had paid off all of it including our house! Now that I'm 100% DEBT FREE (that's right no credit cards, car payments or debt of any kind), I'm on a mission to build a community of people who are ready to crush their money goals. This isn't your regular finance show - we're here to have fun and learn about life any money together. Welcome!
Season 7 Episode 8: The Power Of Enough: Unlearning Bad Money Habits
Crush Your Money Goals
35 minutes
1 year ago
Season 7 Episode 8: The Power Of Enough: Unlearning Bad Money Habits
Imagine almost missing out on an eye-opening conversation because of preconceived notions! In this episode, Bernadette Joy and Stefanie sit down with George Kamel, a Dave Ramsey personality, to discuss financial independence from a fresh perspective. George shares his journey from being a debt-ridden millennial to achieving millionaire status, discussing the importance of learning from diverse perspectives, unlearning toxic money habits, and embracing intentional financial management.
In this episode, you will learn the following :
Unlearning harmful beliefs like the need for credit scores and glorifying debt
Transitioning from a "YOLO" (You Only Live Once) mindset to "JOMO" (Joy of Missing Out)
Dealing with social spending pressures and setting boundaries with friends
The difference between job hopping for financial gain and building long-term career stability
Addressing common objections to the baby steps and proving their timeless effectiveness.
The concept of "enough" and the struggle to find contentment while remaining driven.
Episode Timeline:
[00:01:48] - Immigrant values and financial beliefs.
[00:05:18] - Unlearning toxic money habits and embracing budgeting.
[00:12:29] - Social pressures, setting boundaries with friends
[00:15:43] - Benefits of deep-rooted career development.
[00:19:13] - Advocating for oneself, and overcoming financial challenges in toxic situations.
[00:24:10] - Defining “enough” and the challenges of being present.
[00:29:24] - Hope versus cynicism
Learn more about George Kamel:
Instagram: https://www.instagram.com/georgekamel/
YouTube: https://www.youtube.com/@GeorgeKamel
Website: https://www.ramseysolutions.com/george-kamel
Learn more about Stefanie Gonzales and the Women's Wealth Effect:
LinkedIn: linkedin.com/in/stefanie-gonzales-83a87aa
Instagram: https://www.instagram.com/womenswealtheffect/?hl=en
Facebook: https://www.facebook.com/Womenswealtheffect
Early Retirement Planner: https://www.womenswealtheffect.com/planner
Book Your Free 1:1 with Stefanie: https://www.womenswealtheffect.com/free
Learn more about Bernadette Joy and the Crush Your Money Goals:
Order her book: https://www.simonandschuster.com/books/Crush-Your-Money-Goals/Bernadette-Joy/9781507222638
Website: https://www.crushyourmoneygoals.com/
10 Money Tools: https://www.crushyourmoneygoals.com/freeguide
Crush Your Money Goals
I was $300,000 in debt including student loans and mortgages, living a lifestyle way above my means. Three years later my family had paid off all of it including our house! Now that I'm 100% DEBT FREE (that's right no credit cards, car payments or debt of any kind), I'm on a mission to build a community of people who are ready to crush their money goals. This isn't your regular finance show - we're here to have fun and learn about life any money together. Welcome!
