In the October edition of CreditGauge LIVE, VantageScore’s Jeff Richardson, Susan McBreen Fahy, and Atif Mirza share the latest insights into U.S. consumer credit health. This month, they’re also joined by Dr. Andrada Pacheco, EVP and Chief Data Scientist at VantageScore, who shares the latest data analysis comparing VantageScore 4.0 to FICO Classic for mortgages. Insights from the September 2025 VantageScore CreditGauge™: ➡️ New Consumer Credit Activity Slows ➡️ Mortgage Credit D...

In the September edition of CreditGauge LIVE, VantageScore hosts Jeff Richardson and Atif Mirza share the latest insights into U.S. consumer credit health. This month, they’re also joined by Dr. Rikard Bandebo, VantageScore EVP, Chief Strategy Officer, and Chief Economist, who shares key insights into the auto loan market. Insights from the August 2025 VantageScore CreditGauge™: ➡️ Consumer Credit Quality Deteriorates ➡️ Superprime and Subprime Delinquency Rates Ris...

In the August edition of CreditGauge LIVE, VantageScore hosts Ola Fadahunsi, Susan Fahy, and Atif Mirza share the latest insights into U.S. consumer credit health. This month, they’re also joined by Jay Budzik, SVP, Director of AI & Machine Learning Operations at Fifth Third, who shares key insights into consumer credit. Insights from the July 2025 VantageScore CreditGauge™: ➡️ Late-Stage Credit Delinquencies Increase ➡️ Auto Loans and Mortgages Drive Delinquencies ➡️...

In the July edition of CreditGauge LIVE, VantageScore hosts Jeff Richardson, Susan Fahy, and Atif Mirza share the latest insights into U.S. consumer credit health. This month, they’re also joined by Armine Karajyan, Senior Director, RMBS, at KBRA, who shares key insights into the mortgage market. Insights from the June 2025 VantageScore CreditGauge™: ➡️ Late-Stage Subprime Delinquencies Rise ➡️ Auto Loan Delinquencies Increase ➡️ Average Credit Balances Remain Elevated Tune in monthly ...

In the June edition of CreditGauge LIVE, VantageScore hosts Jeff Richardson, Susan Fahy, and Atif Mirza share the latest insights into U.S. consumer credit health. This month, they’re also joined by Anthony Hutchinson, EVP and Head of Public Affairs at VantageScore, who shares key insights into the mortgage market. Insights from the May 2025 VantageScore CreditGauge™: ➡️ Early-Stage Delinquencies Rise ➡️ Superprime Delinquencies Triple ➡️ Average Credit Balances Reach New...

In the May edition of CreditGauge LIVE, VantageScore hosts Jeff Richardson, Susan Fahy, and Atif Mirza share the latest insights into U.S. consumer credit health. This month, they’re also joined by Michael Girard, Senior Director, Asset-Backed Securities at Fitch Ratings, who shares key insights into the ABS market and consumer finance. Insights from the April 2025 VantageScore CreditGauge™: ➡️ Auto Loans Emerge as Most Active Consumer Credit Category ➡️ Early-Stage Credi...

In the April edition of CreditGauge LIVE, VantageScore hosts Jeff Richardson, Susan Fahy, and Atif Mirza share the latest insights into U.S. consumer credit health. This month, they’re also joined by Joseph Lau, President at Lord Capital, who shares key insights into the ABS market and consumer finance. Key insights from the March 2025 VantageScore CreditGauge™: ➡️ Credit Card Balances Remain Flat ➡️ Banks Tighten Lending Criteria ➡️ Credit Delinquencies Stable Across All...

In the March edition of CreditGauge LIVE, VantageScore hosts Jeff Richardson, Susan Fahy, and Atif Mirza share the latest insights into U.S. consumer credit health. This month, they’re also joined by Kelsey Zhu, Director and Senior Research Analyst at Autonomous Research, who walks through her outlook for consumer lending in 2025. Key insights from the February 2025 VantageScore CreditGauge™: ➡️ Auto Loan Delinquencies Increased Year-Over-Year ➡️ The Average VantageScore Credit S...

In the February edition of CreditGauge LIVE, VantageScore hosts Jeff Richardson, Susan Fahy, and Atif Mirza provide the latest insights into U.S. consumer credit health. This month, they’re joined by Dan Currell, Former Senior Advisor at the U.S. Department of Education, who discussed the likely impact of student loan payment reporting resumption on consumer credit. Key insights from the January 2025 VantageScore® CreditGauge™: ➡️ Auto Loan Delinquencies Rose ➡️ New Credit Card Ac...

In the January edition of CreditGauge LIVE, VantageScore hosts Jeff Richardson, Susan Fahy, and Atif Mirza provide the latest insights into U.S. consumer credit health. Key insights from the latest VantageScore CreditGauge™: ➡️ Credit Card Balances In Line with Inflation ➡️ Overall Delinquencies Inched Higher ➡️ Overall Credit Utilization Declined Year-Over-Year Tune in monthly to VantageScore’s CreditGauge LIVE featuring the latest newsmakers and insights into consumer cre...