https://self.inc/refer/17919617 How it works Build credit while saving money1, starting at $25 a month.* Your money is secured and protected in a bank account.2 Apply for a loan that is held by our bank partners. 1 You can choose a repayment plan that fits your budget. Pay off the loan in 12-24 months.* 2 3 Your payments are reported to all three credit bureaus. Each on-time payment builds credit history3 and adds to your savings. Your paid off loan unlocks and you get the money back, minus interest and fees. 4 Get money back1 at the end after building credit history