A credit score is a three-digit number that reflects your creditworthiness and financial behavior and is based on your credit report, which can be compared to your financial report card. do you remember those childhood days when you anxiously awaited your scorecard at the end of each academic year? two digits (unless you scored 100%) summed up your educational performance for one full year! now that school is over, there are no more mark sheets to bother about for most of us. however, there is another scorecard that impacts your life in several ways, without you even realizing it. The credit score is an oft-repeated term you must have heard innumerable times. but what really does a credit score mean is not something everybody understands.
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understanding your credit score simply put, your credit score is a three-digit number that reflects your creditworthiness and financial behavior and is based on your credit report, which can be compared to your financial report card. in India, a person’s credit score ranges between 300 and 900, and an individual with a higher credit score is considered to be more creditworthy and financially responsible.