Having a credit card is of great benefit, however, you might just want to close one due to multiple reasons such as unnecessary spending, a spike in bills, or not using the same. so if you are an SBI credit cardholder and planning to close the same, you can do it through online and offline ways that are mentioned below: 

ways to close SBI credit cards online:-

• you can close your SBI credit card online by sending an email to the official email ID of SBI through your net banking account.

Click on this link to get to know more:- https://visual.ly/community/Infographics/business/top-5-hdfc-bank-credit-cards

ways to close SBI credit cards offline:- 

• call the customer care number for cancellation
• write a cancellation request to SBI
• visit the nearest SBI branch 

factors you must consider before you close your SBI credit card

• pay your dues
• redeem your reward points
• don’t use the credit card after cancellation request 
• check the latest statement for fraud

Click on this link to know about the credit cards