This Cognixia Podcast is about Bank of India announcing a significant ₹2,000 crore investment in IT upgrades for FY26, marking a major step in modernizing its banking infrastructure. This move highlights a shift in India's public banking sector toward prioritizing digital transformation and cybersecurity amid rising cyber threats and evolving customer expectations. The investment aims to enhance operational efficiency, boost security, and close the technology gap with global banks. It also reflects the broader shift in Indian banking where technology is now seen as a core capability. This transformation could redefine customer experiences and strengthen the country’s entire financial ecosystem for the digital future.