This episode focuses on court proceedings as a means of resolving disputes under UK insurance law. While arbitration is often preferred for its efficiency, court litigation remains crucial, especially for cases involving complex issues of law, public interest, or precedents. We examine the process of initiating a court claim, key procedural requirements, and the role of the Civil Procedure Rules in guiding insurance-related cases. The episode also explores strategies commonly employed by insurers and policyholders in litigation, the potential for settlement throughout proceedings, and the courts' interpretation of insurance policy terms and exclusions. By examining landmark cases, we gain insight into how judicial rulings shape the interpretation and enforcement of insurance policies in the UK.