It's been a testing year for tech investors. To give this comment some context, take note that the Nasdaq 100 is down almost 20% this year, due largely to the slashed valuations in big tech. Tech start-ups are not immune from the downturn either, with closer scrutiny being applied to business models and balance sheets. Dan Kemp, global CIO at Morningstar Investment Management, joins The Wealthtech Show this week to help us make sense of it all. Will the downturn be here for long? Do investors need to take action? Are we really in a recession? And which tech companies will survive, or even thrive, in the next few years?