In a cost-of-living crisis, it can feel impossible to get your foot on the property ladder—but mortgage broker Lydia Watson, aka Lending with Lyds, is here to say: yes, you can still make it happen.

She shares real, actionable advice on setting goals, making smart sacrifices and using new incentives to your advantage.

We also unpack upcoming changes from 1st October, plus laughs, chaos, and real-life stories - including Maddy in all white… covered in mustard.

Whether you’re aiming for your first home, planning ahead, or just love practical tips delivered with a side of mayhem, this episode is for you.