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Chai pe Kharcha - NRI Personal Finance Matters
Chai Pe Kharcha
59 episodes
4 days ago
A few NRI friends get together and have a casual conversation about their personal finance planning. Everyone has a different perspective on managing money, different experiences & different life stages. We hope you find these chats useful & relatable. Feel free to drop questions/comments to help us improve & ideas of what we should discuss next Disclaimer: This material is just a casual chat between friends and is not financial advice. Please speak with a competent legal, tax or financial advisor for your specific needs.
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A few NRI friends get together and have a casual conversation about their personal finance planning. Everyone has a different perspective on managing money, different experiences & different life stages. We hope you find these chats useful & relatable. Feel free to drop questions/comments to help us improve & ideas of what we should discuss next Disclaimer: This material is just a casual chat between friends and is not financial advice. Please speak with a competent legal, tax or financial advisor for your specific needs.
Show more...
Investing
Business
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What's It Really Like for Indians Living in Australia? Real Experience
Chai pe Kharcha - NRI Personal Finance Matters
1 hour 1 minute 39 seconds
1 year ago
What's It Really Like for Indians Living in Australia? Real Experience

In this episode of Chai Pe Kharcha, we have a unique couple as guests, Rohan and Akansha, to discuss their experiences living in Australia. As Immigrants, they share insights into the high quality of life, clean environment, and the welcoming culture they've found in Australia, while also discussing the practicalities of cost of living, tax systems, and financial planning. Focusing deeply on topics like healthcare, daycare costs, housing, and investment strategies, they offer a comprehensive view of transitioning to life in Australia and how it markedly contrasts with potential alternatives. Whether for those pursuing NRIs' relocation or interested in personal finance management abroad, Rohan and Akansha provide valuable perspectives on global mobility, investment decisions, and achieving a balanced, fulfilling lifestyle as NRIs. #chaipekharcha #australia #immigration #personalfinance #couple 00:00 Introduction and Quality of Life in Australia 00:22 Meet the Guests: Rohan and Akansha 01:07 Backgrounds and Journey to Australia 04:01 Life in Australia: Initial Experiences 04:56 Comparing Australia and Singapore 05:59 Deciding to Move to Australia 07:29 Settling in Australia: Work and Lifestyle 12:52 Healthcare and Education Benefits 16:53 Cost of Living in Australia 30:18 Effective Saving Percentages 30:46 Tax Rates and Household Savings 31:40 Investment Strategies and Real Estate 34:45 Financial Goals and Automation 37:48 Investment Portfolio Breakdown 44:08 Challenges of Investing in India 46:48 Living in Australia: Quality of Life 51:18 Career Opportunities in Australia 56:36 Retirement and Financial Independence 01:00:16 Conclusion and Final Thoughts

Chai pe Kharcha - NRI Personal Finance Matters
A few NRI friends get together and have a casual conversation about their personal finance planning. Everyone has a different perspective on managing money, different experiences & different life stages. We hope you find these chats useful & relatable. Feel free to drop questions/comments to help us improve & ideas of what we should discuss next Disclaimer: This material is just a casual chat between friends and is not financial advice. Please speak with a competent legal, tax or financial advisor for your specific needs.