In this episode of 'Chai Pe Kharcha,' we sit down with Raka Banerjee, an NRI living in Singapore for the past seven years. Raka shares her journey, starting from her student days in India to her professional career in Singapore. She covers her saving strategies, her thoughtful approach to personal finances, and her entry into the investment world, including crypto and stocks. We also discuss the importance of having financial support from family, the challenges and benefits of studying abroad, and the transition from individual to family-oriented financial planning. Join us for an insightful conversation packed with practical advice and personal anecdotes for NRIs looking to better manage their personal finances.

00:00 Introduction and Initial Savings Plan

00:37 Meet Raka Banerjee01:13 Raka's Educational Journey

02:46 Motivations for Studying Abroad

07:35 Early Financial Strategies

14:35 Investment Journey and Strategies

21:08 Crypto Investments and Regrets

23:23 Future Plans and Real Estate

26:32 Conclusion and Next Episode Teaser