Jerry and Bianca discuss retirement planning, and how the rules are changing and what to know for a better future.
They unpack the major shifts introduced by the Secure Act 2.0, including new incentives for business owners, Roth IRA updates, and expanded retirement access for employees. They also reflect on generational shifts in how people view retirement, the rise of financial independence, and why your 401(k) might not be enough.
Whether you’re a first-time wealth builder or small business owner, this episode will help you understand how to make smarter retirement moves today—and why it’s never too early to start.
Topics Covered:
• Why younger generations delay retirement planning
• Pensions vs. 401(k)s and the rise of DIY retirement
• Secure Act 2.0 explained
• Retirement options for small business owners
• Roth IRA income limits and strategy
• Pre-tax vs. Roth contributions
• Using retirement accounts for emergencies
• The FIRE movement and mindset shifts around work
• How to define your ideal retirement lifestyle