The insurance industry is at a crossroads. While technology reshapes distribution, embedded insurance gains traction, and climate risks surge, are insurers truly prepared for the future?

In this episode of Building Tomorrow’s Insurer, host and Kanopi CEO Nigel Fellowes-Freeman speaks with Steve Tunstall—board director, risk expert, and founder of PARIMA.org and Inzsure. With over 30 years of experience across Asia and global markets, Steve has led risk management for companies like Cathay Pacific and Jardine Pacific and is deeply engaged in how insurers must adapt to remain relevant.

Tune in as Steve shares sharp insights on:
🔹 Why Asia’s insurance penetration lags behind mature markets—and how to close the protection gap
🔹 The role of embedded insurance in reaching underinsured populations
🔹 How climate risks and NATCAT losses will reshape the global reinsurance market
🔹 Whether large insurers can survive another decade without true transformation
🔹 The critical role of storytelling in rebuilding trust in insurance

If you’re interested in the intersection of risk, regulation, and innovation, this episode is packed with thought-provoking takeaways. Don’t miss it!