In this episode, we will explore the five most common types of budgeting to help you gain control over your finances. Whether you're just starting with budgeting or looking for a new method, we've got you covered.
Join us as we explore these budgeting methods in detail and help you find the one that works best for you. Let's take control of our finances and start building a secure financial future.
How to Budget on Any Income https://buildyoung.willitacherie.com/products/budget
In this episode of the Build Young Grow Wealthy podcast, host Willita Cherie presents part II of the series "The Price of Parenthood: Understanding the Cost of Having a Baby."
Titled "How to Budget for a New Baby," this episode provides valuable insights and practical tips for new parents-to-be.
From assessing your current financial situation and purchasing health and life insurance to creating an emergency fund for unexpected baby expenses and estimating new baby-related expenses, Willita Cherie covers it all.
She also shares a comprehensive budget for everything needed in the baby's first year of life, distinguishing between essential items and optional luxury purchases.
Tune in for expert advice on financially preparing for the arrival of a new family member.
Welcome back to the podcast, everyone! I’m thrilled to announce that I’m officially back after a six-month hiatus, and I have a fantastic excuse for my absence – I’m a new mommy! During this time, I’ve been dedicating myself to bonding with my baby, and now, as I make a comeback, I can only commit to two episodes a month to ensure my dedication as a wife, mom, and content creator.
In this upcoming series, we will deep dive into different topics, starting with "The Price of Parenthood: Understanding the Cost of Having a Baby."
We'll cover crucial aspects such as
Join me as I share my personal experience and insights. In the first episode of the series, I'll be discussing:
Stay tuned until the end of the episode for a special bonus, and don't forget to share these episodes with anyone who can benefit from the information. Remember to subscribe to the podcast to stay updated and informed. Thank you for joining me on this journey, and I can't wait to dive into these important topics with you.
Resources Mentioned
Courses
Dona International by Doula Nikia Lawson and Nurse Lydia Robinson is a free 14-hour virtual course broken up into a 4-part series. It’s a live class where you can interact and ask questions. The classes aren’t recorded, but they are offered every month, so you and anyone caring for your baby can tune in as much as you and anyone caring for your baby would like. https://docs.google.com/forms/d/12lmDgjmnnsUEbjhribDOg5j5ztbPsjcSW9M_cpr8-g0/viewform?edit_requested=true
The Baby Academy- These are free and paid virtual courses offered Live by healthcare professionals. If you have insurance, they usually cover the paid courses. Just be sure to check with your provider first. https://yourbabyacademy.com/
Books
Guide to Childbirth by Ina May Gaskin, known as the mother of American Midwifery.
Bumpin’: The Modern Guide to Pregnancy by Leslie Schrock
*You can purchase these books or check your local library to see if you can borrow them.
YouTube Channels- Free
Diana in the Pink is a physician assistant who specializes in women’s health https://www.youtube.com/@DianaInThePink
Bridget Teyler who is a Dona Certified Doula and Childbirth educator https://www.youtube.com/@BridgetTeyler
Websites- Free
Spinning Babies is a website that offers tons of resources, including what to expect week by week.
Apps- Free and Paid
The Flo App has been my bff. I paid for the premium version which is less than $40 for the year. It alerted me when I should take a pregnancy test, what was happening to my body and my baby’s body week by week, tips, and community to talk with other moms.
In this episode of the Build Young Grow Wealthy podcast, join Willita Cherie as she reveals six essential strategies to help you establish a strong savings plan and achieve financial freedom. 💰📈
Learn how to:
Don’t miss this opportunity to take control of your financial future and start building wealth today!
Subscribe to our channel for more valuable tips, insights, and inspiration on your journey to financial empowerment. 🎧🌟
In this episode, we dive into the topic of net worth and how it can help you understand your financial standing.
In today’s podcast episode, we will determine where you are financially by
Calculating your net worth
And analyzing your cash flow
Whether you're just starting out or have been managing your finances for years, this episode will provide valuable insights and actionable steps to help you improve your financial health. Tune in to learn more about calculating your net worth and where you stand financially.
Call to Action
Life insurance is an important tool for protecting your loved ones in the event of your passing. But how much coverage do you really need? Is there such a thing as too much life insurance? And how do you determine the right amount for your specific situation?
Whether you're just starting to think about life insurance or you're looking to review your existing coverage, this episode is packed with valuable insights and practical advice. So grab your pen and notebook and join us for a deep dive into the world of life insurance.
The Ultimate Guide to Life Insurance (Free) https://buildyoung.willitacherie.com/life-insurance
5 Types of Term Life Insurance https://podcasts.apple.com/us/podcast/build-young-grow-wealthy/id1525719425?i=1000578879672
How to Choose A Permanent Life Insurance Policy https://podcasts.apple.com/us/podcast/build-young-grow-wealthy/id1525719425?i=1000579510142
Should I Buy Group Life Insurance With My Employer https://podcasts.apple.com/us/podcast/build-young-grow-wealthy/id1525719425?i=1000580239179
In this episode, we explore the question that many of us have asked ourselves at some point: do I need life insurance? We'll dive into the basics of life insurance, including the different types of policies available and how they work. We'll also discuss the factors to consider when deciding whether or not to purchase life insurance, such as your age, health, and financial situation.
Whether you're a young adult just starting or a seasoned professional with a family, this episode will help you decide whether life insurance is right for you.
Tune in to learn more!
Links Mentioned:
The Ultimate Guide to Life Insurance (Free) https://buildyoung.willitacherie.com/life-insurance
5 Types of Term Life Insurance https://podcasts.apple.com/us/podcast/build-young-grow-wealthy/id1525719425?i=1000578879672
How to Choose A Permanent Life Insurance Policy https://podcasts.apple.com/us/podcast/build-young-grow-wealthy/id1525719425?i=1000579510142
Should I Buy Group Life Insurance With My Employer https://podcasts.apple.com/us/podcast/build-young-grow-wealthy/id1525719425?i=1000580239179
The COVID-19 pandemic has caused significant disruptions in many industries, including the life insurance industry. As a result, many people are wondering how the pandemic has affected their life insurance premiums. In this episode, we will be discussing:
How C-19 affected life insurance premiums
Whether you are a current policyholder or are considering purchasing life insurance, this episode will provide valuable information on how the pandemic has affected life insurance premiums. Tune in to learn more!
FOR SOME REASON, THE POLL ISN'T WORKING ON SPOTIFY, SORRY FOR THE INCONVENIENCE.
#lifeinsuranceawarenessmonth
📚 FREE E-Book: The Ultimate Guide to Life Insurance https://buildyoung.willitacherie.com/lifeinsuranceguide
📚 BUY my e-book: How to Budget on ANY Income https://buildyoung.willitacherie.com/products/budget
🖥️ Website: www.willitacherie.com 👉🏽 LinkedIn: https://www.linkedin.com/in/willita-cherie/
✅ FREE Budget Checklist: https://buildyoung.willitacherie.com/budget-checklist
✅FREE The Ultimate 107 Ways to Make More Money https://buildyoung.willitacherie.com/side-hustle
👉🏽Join my Email Community for EXCLUSIVE content https://buildyoung.willitacherie.com/join
In today’s episode, we will discuss financial news that may be relevant to you.
Today we will take our news from the Wall Street Journal and discuss:
📚 BUY my e-book: How to Budget on ANY Income https://buildyoung.willitacherie.com/products/budget
🖥️ Website: www.willitacherie.com
👉🏽 LinkedIn: https://www.linkedin.com/in/willita-cherie/
✅ FREE Budget Checklist: https://buildyoung.willitacherie.com/budget-checklist
✅FREE The Ultimate 107 Ways to Make More Money https://buildyoung.willitacherie.com/side-hustle
👉🏽Join my Email Community for EXCLUSIVE content https://buildyoung.willitacherie.com/join
In this episode of "The Power of Investment Diversification," we explore the benefits of diversifying your investment portfolio. We discuss the different types of assets that can be included in a diversified portfolio, such as stocks, bonds, and real estate, and how to allocate them effectively. We also cover common mistakes to avoid when diversifying your investments and provide practical tips for getting started. Whether you're a seasoned investor or just starting out, this podcast is a must-listen for anyone looking to maximize their investment potential. Tune in now to learn more about the power of investment diversification!
📚 BUY my e-book: How to Budget on ANY Income https://buildyoung.willitacherie.com/products/budget 🖥️ Website: www.willitacherie.com 👉🏽 LinkedIn: https://www.linkedin.com/in/willita-cherie/ ✅ FREE Budget Checklist: https://buildyoung.willitacherie.com/budget-checklist ✅FREE The Ultimate 107 Ways to Make More Money https://buildyoung.willitacherie.com/side-hustle 👉🏽Join my Email Community for EXCLUSIVE content https://buildyoung.willitacherie.com/join
In this episode, we explore the topic of debt consolidation and its impact on your credit score. Debt consolidation can be a useful tool for managing multiple debts, but it's important to understand how it can affect your credit. We'll discuss the pros and cons of debt consolidation, how it works, and what to consider before consolidating your debts. We'll also address common misconceptions about debt consolidation and credit scores, and provide tips for maintaining good credit while consolidating your debts. Join us as we dive into the world of debt consolidation and credit scores.
Free Credit Report
https://www.annualcreditreport.com/index.action
This episode will summarize the Biden-Harris student loan forgiveness revision called SAVE Plan.
Link to the book mentioned: https://buildyoung.willitacherie.com/products/budget
In this podcast, we will discuss the implications, such as how FedNow will impact businesses and consumers, how we make and receive payments, and the associated risk and challenges. Join us as we explore the ins and outs of FedNow, its development, to its potential impact on the financial industry. Whether you're a financial professional or just curious about the future of payments, "FedNow Explained: Everything You Need to Know" is the podcast episode for you. Tune in now and stay ahead of the curve! 📚 BUY my e-book: How to Budget on ANY Income https://buildyoung.willitacherie.com/products/budget 🖥️ Website: www.willitacherie.com 👉🏽 LinkedIn: https://www.linkedin.com/in/willita-cherie/ ✅ FREE Budget Checklist: https://buildyoung.willitacherie.com/budget-checklist ✅FREE The Ultimate 107 Ways to Make More Money https://buildyoung.willitacherie.com/side-hustle 👉🏽Join my Email Community for EXCLUSIVE content https://buildyoung.willitacherie.com/join
In this episode, we dive into practical tips and strategies to help you reduce your water bill and become more mindful of your water usage.
Join us as we explore various ways to conserve water without sacrificing comfort or convenience. From simple behavioral changes to implementing water-saving technologies, we cover it all.
Discover how small adjustments in your daily routine can significantly impact your water consumption and ultimately lower your bill.
Tune in to learn valuable insights and actionable steps toward a more sustainable and cost-effective approach to water usage.
📚 BUY my e-book: How to Budget on ANY Income https://buildyoung.willitacherie.com/products/budget
🖥️ Website: www.willitacherie.com
👉🏽 LinkedIn: https://www.linkedin.com/in/willita-cherie/
✅ FREE Budget Checklist: https://buildyoung.willitacherie.com/budget-checklist
✅FREE The Ultimate 107 Ways to Make More Money https://buildyoung.willitacherie.com/side-hustle
👉🏽Join my Email Community for EXCLUSIVE content https://buildyoung.willitacherie.com/join
In this podcast, we dive deep into the world of FedNow, the Federal Reserve's new instant payment system.
Join us as we explore the ins and outs of FedNow, its development to its potential impact on the financial industry.
Whether you're a financial professional or just curious about the future of payments, "FedNow Explained: Everything You Need to Know" is the podcast for you.
Tune in now and stay ahead of the curve!
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website:www.willitacherie.com
In this episode, we explore the age-old question of whether or not you should get rental car insurance.
We'll discuss the different types of rental car insurance, what they cover, and whether or not they're worth the extra cost.
We'll also share some tips on saving money on rental car insurance.
Whether you're a frequent traveler or just renting a car for a weekend getaway, this episode will help you make an informed decision about rental car insurance.
Tune in now to learn more!
In this video, we explore the insights from the chapter "Getting Wealthy vs Staying Wealthy" by Morgan Housel. Housel, a renowned financial writer, and investor, shares his thoughts on the difference between accumulating wealth and preserving it. He argues that while getting wealthy requires certain skills and strategies, staying wealthy requires a different mindset and approach. Whether you're a seasoned investor or just starting out, this video is packed with valuable information to help you achieve your financial goals. 📚 BUY my e-book: How to Budget on ANY Income https://buildyoung.willitacherie.com/products/budget 🖥️ Website: www.willitacherie.com 👉🏽 LinkedIn: https://www.linkedin.com/in/willita-cherie/ ✅ FREE Budget Checklist: https://buildyoung.willitacherie.com/budget-checklist ✅FREE The Ultimate 107 Ways to Make More Money https://buildyoung.willitacherie.com/side-hustle 👉🏽Join my Email Community for EXCLUSIVE content https://buildyoung.willitacherie.com/join
In this episode, we explore the world of high-interest CDs and how they can be a safe and profitable investment strategy.
Whether you're a seasoned investor or just starting out, this episode is packed with valuable information to help you make informed investment decisions. Tune in now to learn more about high-interest CDs and how they can help you achieve your financial goals.
📚 BUY my e-book: How to Budget on ANY Income https://buildyoung.willitacherie.com/products/budget
🖥️ Website: www.willitacherie.com
👉🏽 LinkedIn: https://www.linkedin.com/in/willita-cherie/
✅ FREE Budget Checklist: https://buildyoung.willitacherie.com/budget-checklist
✅FREE The Ultimate 107 Ways to Make More Money https://buildyoung.willitacherie.com/side-hustle
👉🏽Join my Email Community for EXCLUSIVE content https://buildyoung.willitacherie.com/join
Michael regularly uses Credit Karma to keep track of his credit score, but he hasn't checked it in a while. When he finally logged in, he was surprised to see that his score had dropped by 100 points in just two months.
In this episode, we dive deep into the world of credit scores and uncover 7 surprising ways your credit score can drop.
Website: www.willitacherie.com