In this special episode of the Broken Healthcare Podcast, filmed live at ASCEND 2025 in Salt Lake City, host Ray Kober sits down with David Kinsey, Vice President of Partnerships & Sales for TempoPay and PayMedix, to discuss how his companies are helping employers and employees take control of rising healthcare costs.

David shares powerful insights into the financial struggles employees face today:

“60% of the U.S. population can’t afford a $1,000 out-of-pocket medical expense.”

With TempoPay, employers can offer their workforce interest-free credit lines (from $500 to $5,000) for medical expenses, prescriptions, dental, vision, and even veterinary care—with no credit checks required.

“We’re leveling the playing field. Even people with a credit score below 350 can now access the care they need—without resorting to high-interest credit cards.”

Meanwhile, PayMedix ensures providers are guaranteed payment for patient responsibility, improving access to care while reducing bad debt. Employers benefit from lower turnover, improved presenteeism, and reduced healthcare trend—running 2% below market average.

David also explains why this matters for every employer, not just those with lower-wage workforces:

“Even higher-paid populations often struggle with high deductibles and HSAs. We give them a budgetable way to pay for care, while preserving their savings.”

Key takeaways from this episode:

✅ Employers can save money while supporting employee health

✅ Employees avoid financial stress and delayed care

✅ Providers reduce uncompensated care and secure payments

✅ Everyone wins with a more sustainable, affordable healthcare model

🔗 Learn more & connect with David Kinsey:

🌐 https://www.tempopay.com

💼 LinkedIn: https://www.linkedin.com/in/david-kinsey-cltnc/

If you’re an employer, advisor, or healthcare leader, this conversation is a must-watch. Discover how TempoPay and PayMedix are transforming the future of healthcare affordability.

👉 Don’t forget to like, subscribe, and share the Broken Healthcare Podcast for more strategies to cut costs and fix healthcare.

#HealthcareCosts #EmployerBenefits #TempoPay #PayMedix #HealthcareSavings #BrokenHealthcarePodcast

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