Ciarán Hughes is the CEO of Ethico, Ireland's only ethical finance advising company. Irish pensions are worth billions of euro, a chunk of which is used to invest in fossil fuels and other unethical businesses like weapons etc. We have the power as pension customers to move our pensions away from negative investments to positive ones, and as you'll learn in the episode, there's often no difference in the return!

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[03:05] Ciarán introduces himself and Ethico

[06:05] What inspired

[09:05] How pensions work

[16:55] How much of Irish pension funds are being invested into fossil fuels

[25:05] Why you can’t just ask funds to heed your ethical investing requests

[28:15] What Ciarán would like to see pension providers do more of

[33:10] How the automatic pension enrollment works and what it means for sustainable financing

[42:25] A note on banking

[44:05] Imagining the future

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