In this episode, David and Jalen unpack practical wealth-building strategies tailored for navigating today’s volatile economy. From earning passive income through crypto and stablecoins to leveraging high-yield savings accounts, treasury bills, and certificates of deposit, they break down smart, low-risk ways to grow your money. The conversation also critiques Buy Now, Pay Later services and examines the underlying financial behaviors influencing our community’s relationship with debt and discipline. Against the backdrop of the U.S. credit downgrade and mounting national debt, the hosts highlight the importance of financial literacy and ownership—especially for Black wealth stability. They also touch on innovative tools like annuities, and explore how homeownership incentives can serve as long-term stabilizers in Black neighborhoods. Cultural insights around Black identity and economic empowerment add depth to this financial discussion, making it both strategic and soul-centered.   Get A Free Life Insurance Quote   Leave Us A 5 Star Rating & Review ⭐️⭐️⭐️⭐️⭐️   Keep Up With the Hosts David Bellard  https://instagram.com/david_bellard https://twitter.com/daviddagoliath_   Jalen Clark  https://instagram.com/_jclark06 https://twitter.com/jefeklap