In Episode 235 of the Black Wealth Renaissance Podcast, David and Jalen peel back the layers on the cultural, emotional, and financial realities holding many Black families back from thriving. From the myths of “50/50 relationships” to the crushing weight of student loan debt, this episode doesn’t just scratch the surface—it goes deep into the systems, stories, and scars shaping Black wealth today. This is more than talk. It’s a blueprint for turning struggle into strategy. They unpack the quiet war happening on social media around gender roles, examine how “Buy Now, Pay Later” schemes are rewriting the rules of credit, and call out corporate power plays that demand a collective response. At the heart of it all? A powerful truth: wealth isn’t just about money—it’s about healing, unity, and responsibility. Whether you’re building with a partner, recovering from financial trauma, or just trying to make sense of this chaotic world, this episode is your reminder: Black wealth starts with honest conversations and ends with collective action.   Leave Us A 5 Star Rating & Review ⭐️⭐️⭐️⭐️⭐️ 🛡️ Get your free life insurance quote today – protect your legacy.   Chapters 00:00 Introduction and Personal Updates 02:46 The Importance of Family and Responsibility 05:20 Health and Wellness Journeys 08:07 The Gender Wars and Community Challenges 10:35 The 50‑50 Relationship Myth 11:35 The Impact of Social Engineering on Black Families 14:10 Education and Economic Disparities 16:54 Student Loans & Financial IQ 27:06 The Burden of Student Debt 30:01 Wealth Disparities and Marriage Rates 33:06 The Importance of Partnerships in Wealth Building 36:18 The Role of Responsibility in Relationships 39:47 Addressing Financial Trauma in the Black Community 43:29 The Impact of Buy Now Pay Later on Credit Scores 49:03 Understanding Debt and Credit Scoring 50:24 Boycotting McDonald's: A Call to Action 55:16 Global Conflicts: Are We on the Brink of World War III? 01:14:50 Preparing for Uncertain Times: Staying Ready   Click Here For Resources Keep Up With the Hosts David Bellard  https://instagram.com/david_bellard https://twitter.com/daviddagoliath_   Jalen Clark  https://instagram.com/_jclark06 https://twitter.com/jefeklap