Welcome back to another episode of the Black Wealth Renaissance Podcast! This week, hosts David and Jalen dive into the hot-button topics of the moment, discussing how the erosion of the American middle class and partnerships like Klarna and DoorDash's financing for takeout are impacting financial habits. Later in the episode, the conversation takes a personal turn as Jalen challenges David's stance on racism, sparking an insightful debate. The duo then shifts gears to tackle the deep-rooted issues preventing Black Americans from achieving true wealth and reaching their full potential in the country. Tune in for a mix of thought-provoking discussions, insightful debates, and valuable lessons about Black wealth building. Key Topics Covered: 00:17 - Intro: Meet your hosts, David and Jalen, and get ready for an engaging episode. 5:48 - The Erosion of the American Middle Class: A deep dive into the challenges facing the middle class today. 32:37 - Klarna Partners with DoorDash: How Klarna's partnership with DoorDash is making financing takeout an option. 43:52 - David, You Are Not Racist Bro: A debate between the hosts about racism and personal beliefs. 50:20 - Breaking Mental Barriers of Black Wealth: Black Americans were targeted every time we got ahead.  1:11:46 - Mortgage Payments Skyrocket: How taxes, escrow, and insurance are impacting mortgage costs. 1:28:28 - Black Men Aren’t Choosing HBCUs: An analysis of why Black men are moving away from historically Black colleges and universities. 1:38:54 - Influencers' Infamous Morning Routine: A fun yet insightful discussion about the morning routines of today’s top influencers.   Get Life Insurance Today Leave Us A 5 Star Rating & Review ⭐️⭐️⭐️⭐️⭐️ Keep Up With the Hosts David Bellard  https://instagram.com/david_bellard https://twitter.com/daviddagoliath_ Jalen Clark  https://instagram.com/_jclark06 https://twitter.com/jefeklap Learn more about your ad choices. Visit megaphone.fm/adchoices