S02 EP02 | Business Loan Ready: The Truth About What Lenders Really Want to See

https://is1-ssl.mzstatic.com/image/thumb/Podcasts211/v4/4a/da/17/4ada1788-905a-5f2a-54e0-76e21e1d0f9d/mza_16725257674431309610.jpg/600x600bb.jpg

Beyond the Receipts (Small Business Tax & Finances)

Hope Brown, The Tax Minded Bookkeeper

28 episodes

5 days ago

So you've always wanted to be an entrepreneur, but no one told you that tax and bookkeeping were going to be part of running your own business. Well, fear not. I'm Hope Brown, and this is Beyond the Receipts, a podcast for small business owners who are in the early stages of building their business but need a little help with the financial part. We'll be breaking down financial topics like taxes, bookkeeping, and more, in plain English so that you can learn what you need to run your business and stay compliant. So are you ready? Stay tuned!

Entrepreneurship

Business

RSS

All content for Beyond the Receipts (Small Business Tax & Finances) is the property of Hope Brown, The Tax Minded Bookkeeper and is served directly from their servers with no modification, redirects, or rehosting. The podcast is not affiliated with or endorsed by Podjoint in any way.

Entrepreneurship

Business

https://d3t3ozftmdmh3i.cloudfront.net/staging/podcast_uploaded_nologo/38615876/38615876-1732475643049-be7c7999d4c7c.jpg

S02 EP02 | Business Loan Ready: The Truth About What Lenders Really Want to See

Beyond the Receipts (Small Business Tax & Finances)

32 minutes 20 seconds

10 months ago

S02 EP02 | Business Loan Ready: The Truth About What Lenders Really Want to See

In this episode of Beyond the Receipt, host Hope Brown welcomes financial strategist Robin R. Haynes to discuss what business owners need to know about preparing for business loans. With over 26 years of experience in the financial industry and as a business advisor for the Goldman Sachs 10K Small Business Program, Robin shares invaluable insights on both personal and business credit readiness.

Key Topics:

Why lenders consider personal credit for business loans
Target credit score ranges for loan approval
Optimal debt-to-income ratios for loan qualification
Essential financial documents lenders review
Common mistakes business owners make when applying for loans
The importance of business credit vs. personal credit
Marketing plan requirements for loan applications
Traditional vs. non-traditional lending options

Featured Guest: Robin R. Haynes - Financial Strategist & Business Advisor

26+ years in the financial industry
Business Advisor for Goldman Sachs 10K Small Business Program
Author of "The Fundamentals of Finances Applied to Everyday Living"
BS in Accounting & MBA in Entrepreneurial Studies

Quotable Moment: "Before you even go to the financial institution and apply for a loan, you have to ask yourself three questions: Why do I need the money? How is it going to be dispersed? And how am I going to pay it back? If you cannot answer those questions, then you need not to apply." - Robin R. Haynes

Connecting with Robin R. Haynes:

Website: https://www.robinrhaynes.com
LinkedIn: https://www.linkedin.com/in/robin-r-haynes-mba-asbc%C2%AE-rfc%C2%AE-b2b56a7/
Facebook: https://www.facebook.com/robin.r.haynes
Instagram: https://www.instagram.com/knowing_helps
YouTube: https://www.youtube.com/@robin.r.haynes