"The Money Book for Freelancers, Part-Timers, and the Self-Employed" by Joseph D'Agnese and Denise Kiernan is a comprehensive financial guide tailored specifically for individuals who work in non-traditional employment arrangements. The book offers practical advice and strategies to help freelancers, part-timers, and self-employed individuals manage their finances, maximize their income, and achieve financial stability. The book is divided into several sections, each addressing different aspects of personal finance relevant to the target audience. It begins by discussing the unique financial challenges faced by freelancers and the self-employed, such as irregular income, tax obligations, and budgeting difficulties. The authors provide strategies for creating a budget that accommodates variable income and offer tips for managing cash flow effectively. A significant portion of the book is dedicated to tax planning and strategies for minimizing tax liability. The authors delve into the complexities of self-employment taxes, deductions, and record-keeping requirements. They offer guidance on how to stay organized, work with accountants, and take advantage of available tax breaks and incentives. The book also covers topics related to retirement planning, including setting up and managing retirement accounts for self-employed individuals. The authors explain various retirement savings options, such as individual retirement accounts (IRAs) and Simplified Employee Pension (SEP) plans, and provide insights on how to determine the right retirement strategy based on individual circumstances. Additionally, the book explores healthcare and insurance considerations for freelancers and the self-employed. It provides information on navigating health insurance options, understanding the Affordable Care Act, and managing healthcare costs. Furthermore, the authors touch on topics like debt management, saving for emergencies, and protecting personal assets. They offer guidance on building an emergency fund, managing debt effectively, and obtaining insurance coverage for liability and other risks that may arise in self-employment. Throughout the book, D'Agnese and Kiernan use real-life examples, case studies, and practical tips to make complex financial concepts accessible and applicable to their target audience. They provide resources, checklists, and additional references to support readers in implementing the recommended strategies. In summary, "The Money Book for Freelancers, Part-Timers, and the Self-Employed" is a valuable resource for individuals working in non-traditional employment arrangements. It offers practical guidance on a wide range of financial topics, from budgeting and tax planning to retirement and insurance considerations. By following the advice presented in the book, readers can gain control over their finances, optimize their earnings, and achieve greater financial security in their self-employed endeavors. The Money Book for Freelancers, Part-Timers, and the Self-Employed Joseph D'Agnese Financial management for freelancers Self-employment finances Budgeting for freelancers Tax planning for self-employed Retirement planning for freelancers Financial security for part-timers Income streams for self-employed Business deductions for freelancers Hosted on Acast. See acast.com/privacy for more information. Learn more about your ad choices. Visit megaphone.fm/adchoices