A credit card is a cashless payment instrument that helps you to cater to your daily expenses, recurring expenses, and sometimes occasional expenses. it gives the liberty to enjoy interest-free periods of 45 to 50 days. it can be used for offline payments and online payments. a credit card user is supposed to pay the bill after 21 to 25 days from the date of bill generation but the user can also pay it before the due date. to maintain a good credit score, one should avoid paying credit card bills after the due date.

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