A credit card is a bit like a sharp knife — it's a very handy tool, but it's capable of inflicting horrendous damage if used improperly. The same advice applies to both of them — choose the right tool for the job, and follow the safety rules. 

Click on the link to know the answer about before getting a credit cards: https://cardinsider.wixsite.com/cardinsider/post/7-questions-to-ask-before-getting-a-credit-card

So when you choose to get a credit card, first ask yourself these seven questions:

1. Why Are You Considering Getting a Credit Card?

2. What is the Interest Rate?

3. What is the Credit Limit?

4. Is there an Annual Fee?

5. What are the Penalties  Fees?

6. What are the Rewards Offered?

7. Can you balance your Credit Utilization Ratio?