In this episode of Because of Bitcoin, Mauricio Di Bartolomeo welcomes Ram Ahluwalia, Founder

and CEO of Lumida Wealth, to discuss the psychology of markets, investment cycles, and Bitcoin's

place in the broader financial system. Ram brings his deep expertise in asset management, banking,

and alternative investments to unpack how investors can navigate peak sentiment, risk, and

opportunity in today’s markets.

From his early days studying economics and philosophy at Columbia University to his experience

navigating the 2008 financial crisis, Ram shares insights into why market psychology is the key to

understanding trends, how Bitcoin fits into the macroeconomic landscape, and what investors should

be watching in the coming months.

Key Topics Covered:

• Ram’s Journey: From Wall Street to wealth management and digital assets.
• Market Psychology & Cycles: How emotions drive asset prices, and what peak sentiment looks like.
• Bitcoin & Macroeconomics: Where Bitcoin fits into today’s shifting financial landscape.
• The Evolution of Crypto Lending: Lessons from the Genesis and Celsius collapses and the new risk-aware lending market.
• Investment Strategy for 2024: The biggest opportunities in equities, digital assets, and alternative investments.
• The Role of RIAs in Bitcoin: How Lumida Wealth serves high-net-worth investors in the digital asset space.

Links and Resources:

• Follow Ram Ahluwalia on Twitter
• Subscribe to Lumida Ledger Newsletter
• Explore Bitcoin-Backed Loans at Ledn

Thank You for Listening!

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