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Aussie FIRE | Financial Independence Retire Early
Hayden Smith & Dave Gow
80 episodes
1 week ago

The Aussie FIRE podcast is the ultimate guide to Financial Independence for Australians. Having started life as an e-book, then an audiobook, it's now reached its final form: a podcast that will keep on giving.


The Aussie FIRE audiobook is brought to you by Pearler, Australia's favourite long-term investing community; and Dave Gow, the brains behind Strong Money Australia. Each episode explores a different aspect of Financial Independence, so stay tuned for new releases!


https://pearler.com


https://strongmoneyaustralia.com/


DISCLAIMER: We’re big fans of sharing experiences and talking about money. However, please note that any advice is general, and does not consider your financial situation, needs, or objectives.


Consider whether it's appropriate for you, and if in doubt, speak to a licensed financial adviser.


Hosted on Acast. See acast.com/privacy for more information.

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Investing
Business
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All content for Aussie FIRE | Financial Independence Retire Early is the property of Hayden Smith & Dave Gow and is served directly from their servers with no modification, redirects, or rehosting. The podcast is not affiliated with or endorsed by Podjoint in any way.

The Aussie FIRE podcast is the ultimate guide to Financial Independence for Australians. Having started life as an e-book, then an audiobook, it's now reached its final form: a podcast that will keep on giving.


The Aussie FIRE audiobook is brought to you by Pearler, Australia's favourite long-term investing community; and Dave Gow, the brains behind Strong Money Australia. Each episode explores a different aspect of Financial Independence, so stay tuned for new releases!


https://pearler.com


https://strongmoneyaustralia.com/


DISCLAIMER: We’re big fans of sharing experiences and talking about money. However, please note that any advice is general, and does not consider your financial situation, needs, or objectives.


Consider whether it's appropriate for you, and if in doubt, speak to a licensed financial adviser.


Hosted on Acast. See acast.com/privacy for more information.

Show more...
Investing
Business
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48. Offsets vs Investing: What’s Really Best for Your Mortgage?
Aussie FIRE | Financial Independence Retire Early
54 minutes 41 seconds
1 month ago
48. Offsets vs Investing: What’s Really Best for Your Mortgage?

Should you pour extra cash into your offset account, stash it in savings, or invest it? In this episode, Dave and Hayden break down the numbers and trade-offs that every homeowner faces.


We cover:


  • Why offsets slash long-term interest but don’t help your monthly cashflow
  • The cases where savings accounts can compete
  • How investing stacks up against offsets, and the risks involved
  • The role of interest rates and how debt recycling can tip the balance


Whether you're mortgage-stressed or just looking for smarter ways to grow wealth, this episode will help you see offsets, savings, and investing in new ways.


FI Case Study Request Form


Pearler

Strong Money Australia

Original Aussie FIRE e-book

Strong Money Australia’s audiobook


Disclaimer

Any advice is general and does not consider your financial situation needs, or objectives, so consider whether it’s appropriate for you. You should also consider seeking professional advice before making any financial decision.


Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guide


If you are considering any of the products we spoke about during the show, be sure to read the Product Disclosure Statement & Target Market Determination available from the product issuer’s website before deciding.


Hosted on Acast. See acast.com/privacy for more information.

Aussie FIRE | Financial Independence Retire Early

The Aussie FIRE podcast is the ultimate guide to Financial Independence for Australians. Having started life as an e-book, then an audiobook, it's now reached its final form: a podcast that will keep on giving.


The Aussie FIRE audiobook is brought to you by Pearler, Australia's favourite long-term investing community; and Dave Gow, the brains behind Strong Money Australia. Each episode explores a different aspect of Financial Independence, so stay tuned for new releases!


https://pearler.com


https://strongmoneyaustralia.com/


DISCLAIMER: We’re big fans of sharing experiences and talking about money. However, please note that any advice is general, and does not consider your financial situation, needs, or objectives.


Consider whether it's appropriate for you, and if in doubt, speak to a licensed financial adviser.


Hosted on Acast. See acast.com/privacy for more information.