Aurora is the podcast from Sopra Steria's Horizon Scanning team, Richard Potter, Tim Difford & Ben Gilburt. We look out 3 to 5 years into the future at the trends which will have an impact on our clients and their customers. The internet has re-shaped the supply chain, often only needing the supplier and manufacturer to reach the buyer. These smaller supply chains enable higher profit margins, lower costs and greater market transparency. New mechanisms, such as cryptocurrency - where a crowd-owned 'block chain' ledger is used instead of an issuing bank ledger - will impact business and consumers. This, the first of two episodes on this topic, is where we focus our attention on this combination of the cloud, the crowd and advancing technologies. We discuss the impact they are beginning to have on industries established in some cases for hundreds of years - Disintermediation! Follow us on Twitter: @timdifford @richpotter_ @ben_innovates Our Flipboard magazine can be found here: flip.it/4CH2u http://www.soprasteria.co.uk