Welcome to the March edition of the Arcot podcast. In this episode, James Jenkins and Matt Cooke explore shifting perceptions of 3DS, highlighting its rising adoption in the US and the growing recognition of its ability to reduce friction while boosting security. Arcot's AI-driven Smart Ruleset pilot is transforming the rule-writing game, delivering higher authorization rates, reduced friction, and enhanced fraud protection. By replacing manual rule-writing with a data-driven, adaptive fraud prevention strategy, Smart Ruleset is offering a smarter approach to transaction security.