Discover why pensions might just be the best-kept secret in personal finance — how tax relief, compound growth, and a few smart moves can quietly build your future, even if you’ve started late. In this episode, we pull back the curtain on one of money’s quietest superpowers — your pension. It’s not just a savings pot for later life; it’s a built-in growth engine and a secret tax advantage hiding in plain sight. If you’ve ever wondered how your pension actually grows or why it deserves more at...
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Discover why pensions might just be the best-kept secret in personal finance — how tax relief, compound growth, and a few smart moves can quietly build your future, even if you’ve started late. In this episode, we pull back the curtain on one of money’s quietest superpowers — your pension. It’s not just a savings pot for later life; it’s a built-in growth engine and a secret tax advantage hiding in plain sight. If you’ve ever wondered how your pension actually grows or why it deserves more at...
You know that moment when you realise you probably should’ve started earlier... saving, investing, learning new tech, planning your future? Yeah, me too. In this very first episode, I introduce Am I Too Late?, a podcast for late starters who want to build financial confidence and digital fluency without shame or hype. I share a bit of my own journey: from life in Japan, the UK and now France, to the panic moment that sparked a major mindset shift. We talk money, investing, and how...
Am I Too Late?
Discover why pensions might just be the best-kept secret in personal finance — how tax relief, compound growth, and a few smart moves can quietly build your future, even if you’ve started late. In this episode, we pull back the curtain on one of money’s quietest superpowers — your pension. It’s not just a savings pot for later life; it’s a built-in growth engine and a secret tax advantage hiding in plain sight. If you’ve ever wondered how your pension actually grows or why it deserves more at...
