Never leave money on the table. This is your shortcut to upgrading your life, money and travel—all while spending less and saving more. Get tactical moves and deep dives into designing a life you’re excited about.
Host Chris Hutchins is a life hacker who has saved millions by breaking down every aspect of life and looking to maximize happiness at the lowest cost. Chris and guests like Tim Ferriss, Tony Hawk, Codie Sanchez and Gary Vaynerchuk are here to deliver smart strategies you can plug into your own life—from a money hack that increases your net worth, to a routine change that boosts your productivity.
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Never leave money on the table. This is your shortcut to upgrading your life, money and travel—all while spending less and saving more. Get tactical moves and deep dives into designing a life you’re excited about.
Host Chris Hutchins is a life hacker who has saved millions by breaking down every aspect of life and looking to maximize happiness at the lowest cost. Chris and guests like Tim Ferriss, Tony Hawk, Codie Sanchez and Gary Vaynerchuk are here to deliver smart strategies you can plug into your own life—from a money hack that increases your net worth, to a routine change that boosts your productivity.
Open Enrollment, Diversifying Investments, Buying Gold and More Listener Q&A
All the Hacks: Money, Points & Life
1 hour 9 minutes
2 weeks ago
Open Enrollment, Diversifying Investments, Buying Gold and More Listener Q&A
#250: Chris dives into listener questions, covering open enrollment, investing, buying gold, life and auto insurance, RSUs, practical ways to leverage AI tools and more.
Link to Full Show Notes: https://chrishutchins.com/open-enrollment-AMA-2025
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For all the deals, discounts and promo codes from our partners, go to: chrishutchins.com/deals
Resources Mentioned
PEOs: TriNet | Justworks
Insurance Broker: Rich Sterling
Productivity/AI Tools
Notion
NotebookLM
Replit
Cursor
v0
Figma
Perplexity
Claude
Mesa Homeowners Card (50k bonus with code CHRIS50)
$1,200 U.S. Bank Bonus
ATH Podcast
Newsletter
Ep #34: Insider Tricks to Healthcare, Prescriptions and Medical Bills with Marshall Allen
Ep 104: Optimizing Your Insurance Policies
Ep #140: Navigating Open Enrollment
Ep #168: Building an Investment Portfolio to Grow and Protect Your Wealth
Ep #248: How to Stop Over-Optimizing and Focus on What Matters with Tim Ferriss
Submit questions for our next AMA here
Leave a review: Apple Podcasts | Spotify
Email for questions, hacks, deals, and feedback: podcast@chrishutchins.com
Full Show Notes
(00:00) Introduction
(00:30) Quick Episode Overview
(01:22) How to Select Your Insurance Plan
(05:19) Saving with a High Deductible Health Plan
(14:19) Tips for Specific Drugs and Providers
(15:27) Dental and Vision Plans
(17:17) Benefits of FSAs
(19:10) Getting Health Insurance Outside of an Employer
(21:08) Getting Insurance for Your Business
(23:20) Insurance via Medical Research Companies and Affinity Groups
(24:52) Direct Primary Care
(25:48) Reimbursing Medical Expenses Charged on a Credit Card
(30:45) Diversification in an Incredibly High Stock Market
(36:20) Investing in Precious Metals: Gold & Silver
(40:55) Strategy for Handling RSU Compensation
(43:35) Variable Universal Life Policy
(48:05) The Rise in Auto Insurance Premiums Following an Accident
(55:22) Buying A Used vs. New Car
(58:06) Chris's Favorite Work Tools Including AI
(01:02:07) Is AI an Actual Threat to Our Jobs?
(01:04:26) Chris's Pre and Post W2 Job Experience
(01:06:50) Find the Best Deals on the ATH Newsletter
(01:10:53) The Next Gift Card Sale
Connect with Chris
Newsletter | Membership | X | Instagram | LinkedIn
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All the Hacks: Money, Points & Life
Never leave money on the table. This is your shortcut to upgrading your life, money and travel—all while spending less and saving more. Get tactical moves and deep dives into designing a life you’re excited about.
Host Chris Hutchins is a life hacker who has saved millions by breaking down every aspect of life and looking to maximize happiness at the lowest cost. Chris and guests like Tim Ferriss, Tony Hawk, Codie Sanchez and Gary Vaynerchuk are here to deliver smart strategies you can plug into your own life—from a money hack that increases your net worth, to a routine change that boosts your productivity.
