Never leave money on the table. This is your shortcut to upgrading your life, money and travel—all while spending less and saving more. Get tactical moves and deep dives into designing a life you’re excited about.
Host Chris Hutchins is a life hacker who has saved millions by breaking down every aspect of life and looking to maximize happiness at the lowest cost. Chris and guests like Tim Ferriss, Tony Hawk, Codie Sanchez and Gary Vaynerchuk are here to deliver smart strategies you can plug into your own life—from a money hack that increases your net worth, to a routine change that boosts your productivity.
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Never leave money on the table. This is your shortcut to upgrading your life, money and travel—all while spending less and saving more. Get tactical moves and deep dives into designing a life you’re excited about.
Host Chris Hutchins is a life hacker who has saved millions by breaking down every aspect of life and looking to maximize happiness at the lowest cost. Chris and guests like Tim Ferriss, Tony Hawk, Codie Sanchez and Gary Vaynerchuk are here to deliver smart strategies you can plug into your own life—from a money hack that increases your net worth, to a routine change that boosts your productivity.
Contrarian Takes on Money, Risk, and Retirement with Tyler Gardner
All the Hacks: Money, Points & Life
1 hour 11 minutes
1 month ago
Contrarian Takes on Money, Risk, and Retirement with Tyler Gardner
#246: Today we explore contrarian takes on budgeting, the 4% rule, retirement planning, and the risks of blindly investing in bonds. We also cover strategies for investing, spending, and rethinking how to use money with purpose.
Tyler Gardner is a personal finance creator, educator, and former portfolio manager who’s built a following by challenging conventional money wisdom. He's also the host of Your Money Guide on the Side.
Link to Full Show Notes: https://chrishutchins.com/rethinking-personal-finance-tyler-gardner
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Resources Mentioned
Tyler: Podcast | Instagram | TikTok
Should I Invest in Bonds?
Bill Perkins: Die With Zero: Getting All You Can from Your Money and Your Life
ATH Podcast
Ep #91: Die With Zero: Net Fulfillment Over Net Worth with Bill Perkins
Leave a review: Apple Podcasts | Spotify
Email for questions, hacks, deals, and feedback: podcast@chrishutchins.com
Full Show Notes
(00:00) Introduction
(00:54) The True Purpose of Wealth
(04:18) Do We Really Need an Emergency Fund?
(07:22) Where to Keep Your Money During Uncertainty
(14:45) Quick History Behind the 4% Rule
(18:18) Modifying the 4% Rule for Retirement
(22:30) The Flaws of the 4% Rule
(25:51) How People in Iceland Approach Careers
(27:11) Why You Should Learn to Occupy Time with Your Passion
(31:48) Pursuing a Portfolio Career
(35:20) The Importance of Having "Financial Neighbors"
(38:55) Tyler's One Piece of Advice to Everyone
(42:29) The Problem of Inheriting Money Scripts
(45:35) Ways to Overcome Frugality
(49:57) Tyler's View on Budgeting
(54:28) How to Think About Taking Risks
(57:38) Monte Carlo Scenarios
(01:02:26) The Coast FIRE Movement
(01:04:41) Why Tyler Doesn't Like Bonds
(01:06:54) The Core-Satellite Approach for Investing
(01:12:38) Important Investing Lessons
(01:13:56) Where to Find Tyler
Connect with Chris
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All the Hacks: Money, Points & Life
Never leave money on the table. This is your shortcut to upgrading your life, money and travel—all while spending less and saving more. Get tactical moves and deep dives into designing a life you’re excited about.
Host Chris Hutchins is a life hacker who has saved millions by breaking down every aspect of life and looking to maximize happiness at the lowest cost. Chris and guests like Tim Ferriss, Tony Hawk, Codie Sanchez and Gary Vaynerchuk are here to deliver smart strategies you can plug into your own life—from a money hack that increases your net worth, to a routine change that boosts your productivity.
