You know the times when you meet someone and you walk away from the exchange feeling fantastic and with a joyful spring in your step? We have one of these rare humans with us today. His name is Ricky Smith. Ricky is what I call a ‘Stealth Entrepreneur’.

He is not one of those big, loud, in your face ‘go hard or go home’ successful guys. He is a quietly spoken soul who has the knack of seeing and then acting on a great opportunity that most people miss. His main business is Fitness, as a Personal Trainer and gym owner, but he is also involved in property investment and hairdressing… and we will probably find out more today that he hasn't told us about.