In this episode, we break down the “Big Beautiful Bill” — a major piece of tax legislation that could significantly impact your retirement planning, paycheck, and overall financial strategy. Whether you're retired, working overtime, collecting Social Security, or just trying to make smart tax moves, this bill matters.  No change to tax brackets? That’s actually a win.  New senior deduction? More wiggle room for Roth conversions. Tips and overtime deductions? Big deal for working families. Capital gains and qualified dividends? Still tax-friendly. No, your Social Security isn’t magically tax-free. What this all really means for your financial plan — and how to act on it. Perfect for pre-retirees, retirees, and high-income earners who want to keep more of their money and avoid costly tax mistakes. Don’t miss this clear, no-BS walkthrough of what changed, what didn’t, and how to plan accordingly. Subscribe for more personal finance and retirement planning content!