What relationship do you have with the longest ‘four letter word’ in financial planning? Of course, I’m talking about ‘budgeting’. I had never done an episode about cash flow, and when I met Sunny, I realized she is the perfect person for this episode, because she makes it fun. Sunny is a zero-judgement financial planner who rolls up her sleeves and digs deep into real money talk. In this episode Sunny and I talk about how to look at cash flow and budgeting without getting bogged down by shame and judgement. We also talked about a common catch-22 in planning, where many people feel like they can’t start a plan until they have a budget they can stick to. Sunny and I talked about how to overcome that and keep it from being a limitation from creating a plan that will work for you. We found amazing common ground on a concept many of my own clients follow, which is called ‘reverse budgeting’. We also talk about why cash flow is a cornerstone of every good plan. Tune in to see what approach works best for you. To learn more about Sunny, check out her work at: https://www.alacartefinancial.ca/ If you have any questions for Sunny directly, you can reach her at: sunny@alacartefinancial.ca