Cam is a New York City bike messenger struggling to make ends meet. He rents a garage from a woman, Angie, and her young son Joey. While on a run, Cam wrecks his bike after a stranger named Nikki causes an accident while escaping police officers. Cam is later accosted by Jerry and Hu, enforcers who take his check and cash, warning him that he is behind on payments for a $15,000 loan to the Tong, a local gang that controls Chinatown, and warn him not to miss another payment.Cam spends his free time trying to fix a 1967 Pontiac GTO, which was once his father's, to no avail.