From Financial Struggles to Early Retirement: Josh's JourneyIn this episode, Josh and Elliot recount their personal stories of financial struggle and triumph. Josh shares his early experiences with money, growing up with modest means, and facing financial challenges through high school and early adulthood. From struggling with debt, foreclosure, and chapter seven bankruptcy, Josh narrates his journey to turning his finances around. The conversation also highlights Josh’s introduction to financial literacy through impactful books and blogs, leading him to the concept of financial independence. After years of dedicated learning and discipline, Josh recently retired early, achieving his financial goals. Tune in to learn from his inspiring story of resilience, financial awakening, and success.00:00 Introduction and Weekend Catch-Up02:55 Early Money Memories04:45 Middle School and High School Experiences07:43 First Job and Financial Struggles13:33 Early Adulthood and Family Life18:48 Financial Crisis and Divorce22:43 Financial Turmoil and Bankruptcy23:35 Employment Anxiety and Layoff Fears25:30 Meeting Lori and Shared Financial Struggles27:15 Discovering Financial Education28:45 Implementing Financial Strategies36:16 The Influence of Financial Blogs38:33 Discovering Financial Independence40:59 Achieving Early Retirement