Young Millionaires in the U.S. – A Divided Generation
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🍀 Intermediate Version
Let’s start with some surprising stories.
In America, there are people in their twenties who are already millionaires. Some of them made money from apps or tech startups. Others became famous on YouTube or TikTok, or invested early in things like crypto. These young people buy houses, travel the world, or even start companies—sometimes before the age of 25.
In the U.S., people are usually paid based on their job or skills—not based on age. That’s why it’s not unusual for someone in their twenties to earn more than their parents. Some young professionals in big cities who work in finance or tech make six figures early in their careers.
But that’s only one side of the story.
Many other young people are struggling. Some can’t find jobs that pay well. Others work full-time, but still can’t afford to move out. One big reason is student debt. The average student loan in the U.S. is around $37,000, which is over 5 million yen. Many graduates pay hundreds of dollars each month for ten years or more, just to repay their loans. That’s one of the reasons why more and more young people live with their parents after college. Some can’t pay rent, can’t save money, and feel like financial independence is out of reach.
That’s why people say young Americans today are “polarized.” Some are rich and free. Others are stressed and stuck. They’re the same generation, but their lives look completely different.
There’s no single story for this generation.
Some are building wealth in new, bold ways.
Others are facing real challenges.
But one thing is clear:
This is a very creative generation.
They’re rewriting the rules, using the internet to build, connect, and express themselves like never before.
It’s not easy—but it’s exciting. And the world is already feeling their impact.
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