3Spoonies with Karen Duncan , Jo O’Neil and Claire Napper Episode Number 42 Date: 6th November 2025   In this episode we discuss Insurance When You're Already ill Click this link for more discussions on disability ? https://www.youtube.com/@3Spoonies?sub_confirmation=1   Thank you for listening to this episode of 3Spoonies! If you enjoyed this episode, we would love for you to leave us a review, subscribe for our weekly update and share it with your friends!   Feel free to come and join us on any of our socials Website - www.3spoonies.co.uk Facebook page - https://www.facebook.com/3Spoonies Instagram - https://www.instagram.com/3spooniespodcast/ Blue Sky - https://bsky.app/profile/3spoonies.bsky.social LinkedIn: https://www.linkedin.com/company/3spoonies Newsletter Sign Up - Get the weekly episode straight to your inbox: https://subscribepage.io/Spoonieletter      If you’d like to find out more about our hosts; Jo O’Neil Website: https://bright-cat.co.uk/ LinkedIn: https://www.linkedin.com/in/joanne-oneil/ Facebook: https://www.facebook.com/BrightCatBusiness   Claire Napper LinkedIn: https://www.linkedin.com/in/claire-napper Website: www.blackveilstationery.co.uk Facebook: www.facebook.com/Blackveilstationery   Karen Duncan Website: http://www.ponyponypony.co.uk LinkedIn: http://www.linkedin.com/in/PonyPonyPony Facebook: http://www.facebook.com/PonyPonyPonyCourses   Guest Info: Sarah Gashi Sarah is an independent insurance adviser and broker, who specialises in life insurance, critical illness cover, mortgage protection, income protection, and private medical insurance. Pure Protection, which is the network of advisers she belongs to, is directly authorised and regulated by the FCA. The service she provides is completely free for customers - she takes 100% of her fees from the various insurance companies, and does not charge any fees to customers at all.   Links for the show notes: https://www.linkedin.com/in/sarahgashiinsuranceadvice/ https://www.facebook.com/Sarah.Gashi.Insurance.Advice https://pure-protection.co.uk/     Sponsors A HUGE thank to our main episode sponsor: Vicki Admin Fairy   Vicki Admin Fairy® offers tailored administrative support to entrepreneurs, including those who are disabled or neurodivergent, helping them streamline their operations so they can focus on what they do best. With a flexible, client-centred approach, Vicki brings order and efficiency to small businesses across the UK. www.vickiadminfairy.co.uk https://www.facebook.com/VickiAdminFairy2021 https://www.linkedin.com/in/vicki-wilson1975/   And to our advert sponsors! Watmore and Co. Accounting   At Watmore and Co. Accounting, we provide accessible-first accounting—helping without jargon or judgment.   https://watmoreandco.com/ https://meetings.hubspot.com/lawrence-watmore   3Spoonies • A professionally read 30-second ad placed in the middle of the episode. • Inclusion in our show notes, complete with all your business details and promotion. • A shout-out on our social media posts and newsletter for the episode, increasing your reach even further. • A feature on our sponsor page: https://3spoonies.co.uk/sponsor-7/ • Don’t forget these ads are evergreen! And we keep pointing to these episodes periodically on our socials. What’s the cost? It’s just £35 per advert. Upgrade for just £15 more! Get the audio and video recording of your ad, perfect for your own social media, website, or other promotions. Exclusive Bulk Deals Available Secure more exposure with our discounted packages: • 4 Episodes – £129 • 6 Episodes – £189 • 8 Episodes – £249 Contact us at hello@3spoonies to grab yours.   Website - www.3spoonies.co.uk Facebook page - https://www.facebook.com/3Spoonies Instagram - https://www.instagram.com/3spooniespodcast/ Blue Sky - https://bsky.app/profile/3spoonies.bsky.social LinkedIn: https://www.linkedin.com/company/3spoonies Newsletter Sign Up - Get the weekly episode straight to your inbox: https://subscribepage.io/Spo